Grow with Purpose and Impact

2025/2026 was a year of purposeful growth, with WHC expanding its housing portfolio, strengthening its development pipeline and advancing innovative solutions to address housing insecurity for women across NSW. Guided by our 2026-2030 Strategic Plan, WHC ensured growth remained aligned with its mission, capability and long-term stability.

New homes for older women

In partnership with Homes NSW, three new housing for older women projects were completed during the year in Airds, Merrylands and Camden, providing 26 new homes.

More homes for women with children escaping domestic and family violence

WHC purchased a block of units in Liverpool to provide social housing for women and children leaving violence. A further 6 properties were acquired in July 2026.

Additional properties secured in Woollahra for women and children leaving violence

Under the Woollahra Domestic and Family Violence Accommodation and Support Program, Woollahra Council provided funding for an additional 2 properties this year, bringing the total to 12 homes.

Affordable housing units acquired

WHC acquired six 1-, 2- and 3-bedroom units in the Eastern Suburbs to provide affordable housing for working women with and without children.

DEVELOPING SPECIALIST HOUSING OPTIONS

Women experiencing homelessness often require more than housing alone. In line with our commitment to developing specialist housing options and support programs for women with specific needs, WHC continued to explore innovative, gender-responsive housing models and partnerships that provide the tailored support women need to achieve long-term housing stability.

Growing transitional housing for women

WHC has been allocated funding through Stream 1 of the Building Crisis Housing Plan (BCHP) fund. We are working with our strategic partner, the Haymarket Foundation, to move forward an innovative transitional housing model. The model reduces reliance on temporary and crisis accommodation, improves health and wellbeing outcomes, and strengthens single women’s

Stronger Together

Stronger Together is an innovative WHC pilot program delivering safe, affordable, and long-term social housing for single women aged 55 and over in South Western Sydney. Supported by the NSW Government’s Service Reform and Innovation Grant, the program addresses housing insecurity among older women through a co-living model that balances independence with connection. Each resident has their own tenancy agreement and private space while sharing a supportive home environment. By combining affordable rents, long-term housing security, a connection-first matching process, and opportunities for community engagement, Stronger Together provides a faster pathway to stable housing, reducing social isolation and improving wellbeing.

PARTICIPANT STORY

Building Connection through Stronger Together

Isla* and Jessica* became the second household established through the Stronger Together pilot program, highlighting the power of innovative housing options for older women. Isla*, an existing WHC tenant, was seeking a larger home that could better support her medical needs while providing greater opportunities for social connection. Jessica*, referred by Liverpool Women’s Health Centre, was living alone in private rental accommodation and looking for a more affordable and sustainable housing option that offered long-term security and a sense of community.

Through strong partnerships with support services and Stronger Together’s connection-first matching process, WHC brought these two women together to create a new shared household. Their journey demonstrates how co-living can support women to age in place with dignity, independence, and stability while reducing social isolation and fostering meaningful connections. What began as two separate housing journeys evolved into a long-term shared home, providing both women with security, companionship, and a renewed sense of belonging.

*deidentified names

DRIVING CHANGE THROUGH PARTNERSHIPS

Throughout the year we have championed the need for supported housing for women, particularly for homeless women. This type of housing provides a strong social return on investment by reducing reliance on temporary and crisis accommodation, improving health and wellbeing outcomes, and strengthening homeless women’s pathways into long-term sustainable housing.

Our Women’s Supported Housing model provides:

  • Wraparound holistic specialist case management
  • Tenancy management
  • Access to WHC empowerment and capability-building programs
  • Culturally safe, trauma informed practice
  • Post-exit support to sustain long-term tenancies

We championed the need for supported housing for women at sector forums and stakeholder meetings, including presenting our research and case studies at the Australian Community Housing Development and Assets Roundtable in Melbourne.

We have also developed a partnership with the Haymarket Foundation, who would provide support to our women, and are actively pursuing opportunities with them. Collaboration remains central to this work. We continued to engage with the City of Sydney and other key stakeholders, sharing costings, exploring opportunities and building relationships with prospective support partners.

Securing funding for feasibility, design and delivery remains a critical next step. WHC continues to monitor grant opportunities and advocate for investment in innovative, gender-responsive housing solutions that address the growing housing needs of women across New South Wales.

FOCUSSED AND SUSTAINABLE GROWTH

Homes where they are needed

Through strategic planning activities WHC is working towards proactive rather than reactive growth. Work has commenced to map our existing homes, link housing need data to these geographical areas and identify where housing need continues to grow. This work will enable us to prioritise the locations in which we focus our growth efforts. We are also reviewing the age demographic of our tenants to ensure we focus on delivering the right type of accommodation (e.g. older persons accommodation) in the right places. This work will enable us to finalise our Growth Strategy which is due to be adopted in March 2027.

Growth Pipeline

Our on-site and funded pipeline continues to grow with 47 homes due to complete in FY27. These are set out below A further 84 homes are being considered through grant funding tenders and partnership projects.  We continue to work with and support many strategic partners across NSW. We have submitted funding bids with three partners all of which will be determined in FY27.

Portfolio Review

As part of our growth planning approach a review of WHC’s portfolio is also underway to identify homes where there is potential to extend or redevelop the building/plot to increase the number of homes we provide. We are also assessing the suitability of plots for the placing of a modular unit (to form a second home) in the garden. The outputs of this review will be used to identify properties with development potential that could form part of our future growth pipeline. 

We continue to advocate for affordable housing for women in high value areas, where they are being priced out of the market. Secure and affordable housing, close to work, is critical as women make up a large proportion of the essential workforce and yet many cannot afford to live near their work.  With support from Homes NSW, we successfully acquired a block of six homes that will provide affordable housing for women living and working in the Eastern Suburbs. These homes will be refurbished and available for women in FY27.

EASTERN SUBURBS

6 units

Due for delivery in July 2026

LIVERPOOL

12 units

Due for delivery in October 2026

CAMPSIE

6 units

Due for delivery in November 2026

HOMES FOR OLDER WOMEN PROJECT

8 units

Due for delivery in February 2027

CORE & CLUSTER REFUGE

10 units

Due for delivery in June 2027

INNER WEST TRANSITIONAL HOUSING

5 studios

Due for delivery in December 2027

Development Advisory Board

As WHC continued to expand its housing portfolio and development pipeline, a Development Advisory Board was established to provide independent specialist advice on redevelopment opportunities, strategic asset management and complex property transactions. This advisory Board will play an important role in supporting informed decision making and helping WHC maximise opportunities to deliver more quality homes for women across NSW.

Carmen Osborne
Carmen has over 35 years’ experience in planning and property development. She is a Senior Development Manager at the Allam Property Group, specialising in project master planning, rezoning and complex development approvals. She is interested in innovative delivery of affordable seniors and specialist disability housing through her Independent Living Villages Board role.
Carmen Osborne
Biljana Nikolova
Biljana brings more than 20 years of experience in banking, private equity, corporate finance and impact investing. As Executive Director, Social Impact Initiatives at Social Ventures Australia (SVA), she leads initiatives across impact investing, social impact bonds, education, employment and First Nations programs. Biljana has held senior executive roles with NAB and in private equity and corporate finance, and brings deep expertise in strategy, financial structuring, partnerships and sustainable growth. She holds a PhD in Finance from UNSW, is a graduate of the Australian Institute of Company Directors, and provides valuable insight into investment, philanthropy and social impact.
Steve Bushby
Stephen has 20 years’ experience in the property sector, with extensive expertise across portfolio management and large-scale development. He has held senior management roles delivering and managing some of the nation’s largest affordable and key worker housing portfolios.
Kara Mezinec
Kara Mezinec is a Partner in the Planning and Environment team at McCullough Robertson Lawyers and joint-lead of the firm's Community Housing industry group. With over 14 years of experience specialising in planning, environmental, local government and property law, Kara brings extensive legal expertise, strategic insight and a strong understanding of the challenges and opportunities involved in delivering housing developments across New South Wales.
Nicole Woodrow
Nicole Woodrow is a member of the Women’s Housing Development Advisory Board and has over 25 years of professional experience in urban planning and the development industry. Nicole has led several strategic projects within government that specifically focused on housing diversity and affordability. Nicole has also worked in the Community Housing Sector, the Seniors Living and Aged Care sector, the project home building industry and undertaken policy work with the development industry. Nicole remains involved with the Urban Development Institute of Australia (UDIA).

Thank you to our partners, supporters and collaborators

Affirm Organisational Development & Training

Arise

Art Gallery of NSW

Asha Zappa

Australian Community Housing

Australian Women’s Weekly

Barpa Construction Services

Bebi Zekirovski

Bechtel

Beta Cafe

Bondi Beach Cottage

Botanic Gardens of Sydney

Bridget Stehli

Buoyancy Consulting Group

Caledonian Society

Cameron Jane Makeup Academy

CareSeekers

Charlotte Rose

Choice

Community First Steps Fairfield

Connel Griffin

Core Community Support Services

Cue

Dandelion

Dooley’s Catholic Club

Dr Attracta Lagan

Dress for Success

E4

Elizabeth Cartmer

Escabags

Evolve Housing

Fiona Seath

Flourish

Gandangara Health Services

George and Jaqui Maree Stamas

Global Sisters

Good 360

Grace Hawkins

Green Valley Liverpool Domestic Violence Services

Grow

Habitat Women

 

Hannah Anderson

Harris Park Community Centre

Helping Hands

Homes NSW | Department of Communities and Justice

Homestart

House of Sakinah

Humans and Co.

Hume Community Housing

Icon

Infrastructure Advisory Group

Jenny’s Place

Jessica Maybury

Jewish Care

Jewish House

Junction Neighbourhood Centre

Kaimera

Karitane

Keune

Kirrilee Trist

Ladies Finance Club

Landscafe Foundation Australia

Launchpad

Liverpool Migrant Resource Centre

Lokahi

Matisse Walkden-Brown

McCullough Robertson

Melanie Booth

Merrylands RSL

Mirvac

Mobileyes Optometry and Dental Services

MODELROCK

Molly Benjamin

Morwenna Collett Consulting

Natasha Fong

Navitas

Nova for Women and Children

Older Women’s Network NSW

Omer Zekirovski

OWN

Parramatta Leagues Club

PopCom

Premium Strata

Randwick City Council

Relove

Rendu House

Rogue Beauty

Roni Millard, The Wellbeing Edge

Royal Botanic Gardens of Sydney

Salvation Army

Sample Coffee

Sarah Rosenberg

SCT Consulting

Settlement Services International

She Shapes History

Sima Rowshan

Sleepsafe

Sonia Simich

St Vincent de Paul

Stephen J. De Jager

Strata

Street Hearts Second Hand Furniture

Success Works

TAFE NSW

Tee Legal

Tharawal Aboriginal Corporation

The Australian School of Reflexology

The Deli

The Highwire Group

The Parks Community Network Merrylands

The Paul Ramsay Foundation

Thread Together

Two Good Co

Vanity Group

Victims Services NSW

WAGEC

Warrina

Wenty’s Leagues Club

Wesley Mission

Western Sydney University

WMK Architecture

Woollahra Municipal Council

YWCA

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ACKNOWLEDGEMENT OF COUNTRY
The Women’s Housing Company acknowledges the Gadigal people of the Eora nation as the traditional custodians of the land on which we operate, and pays respect to Elders both past and present.

Grow with Purpose and Impact